Federal Funds, a Short Term Loan free essay sample

5. Federal Funds Federal Funds represent the asset to lending bank and liability to borrowing bank. The loan in Federal funds is short-term loan. Usually, the loans are for one to seven days. These funds help the bank to correct short-tem fund imbalances. Federal funds rate is interest rate charged in the federal funds. It is same for all banks borrowing in federal funds market. We will write a custom essay sample on Federal Funds, a Short Term Loan or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Federal funds market more active on Wednesday because that is final day of each particular settlement period for which each bank must maintain a specified volume of reserves required by Fed. 6. Federal Funds Market Banks have to meet reserve requirements. Each Wednesday is the final day of each particular settlement period for which each bank must maintain a specified volume of reserves required by the Fed. When the bank does not meet the requirement, they have to borrow before settlement period ends. They can borrow in federal funds market. 7. Borrowing from Federal Reserve Rate is charged is primary credit lending rate. It is set at a level above the federal funds rate at any point in time, so bank will only borrow from Federal Reserve as last resort 10. Use of Funds Banks invest in securities because of the liquidity of securities. They can convert securities immediately Moreover, Investing in securities is easier. Managing in Financial Markets Summary and analyze 1. The bank has traditionally focused on CDs 2. It offers checking accounts money market deposit accounts (MMDAs) but it has not advertised these account: The bank does not have much short-term deposit. They cannot use short-term deposit to meet reserve requirement. 3. It pays about 3% points more on its CDs than on its MMDAs: obtaining CDs costs more than MMDAs, but the bank knows when the deposited fund is withdraw. Use of loans: Bank loans to build shopping malls and apartment complexes. The demand for real estate is low, so the probability of defaulted loan increases. a. Bank should continue to focus on attracting funds by offering CDs, it also push the other types of deposits such as MMDAs. The Bank should make push the MMDAs, because it is cheaper source of fund. Besides MMDAs, and CDs, bank can obtain fund from another source. The main fund sources of banks are deposit account (Transaction deposits, Saving deposit, time deposits, MMDAc), borrowed funds (Federal funds purchased, borrowing from the federal reserve banks, Repurchase agreements, Eurodollar borrowing) Long-term sources of funds (Bonds, bank capital) . Bank should not focus on real estate loans because it put bank in the riskier position. The real estate market is going down, so the probability of defaulted real estate loan will increase. The bank should diversify their using of fund to reduce the risk. The bank can make loan to small business or different industry firms to diversify its borrowers. The common uses of funds by banks can be: * Reserving as Cash, bank holds cash to meet the reserve requirement. * Loaning, the loan is tailored to the borrower’s need. Investing in securities, which enable cash out the securities whenever they want. * Selling Federal funds, The bank can lend their extra fund to other banks in federal fund market * Setting up repurchase agreements, the bank can lend their money by purchasing a corporations holding of treasury securities with agreement selling back at a later date. * Making Eurodollar loans, the bank can loan their dollar in foreign market for corporations who need U. S dollar for their transaction. * Investing in Fixed Asset, Bank has to maintain some amount of fixed assets as requirement. . The potential return on the banks use of funds will increase under my restructuring of asset portfolio if the small business and the different industry firms can do well and the increase in value of securities such as mortgage backed securiti es The cost of funds will be increase under restructuring. First, to generate more funds, the administrative and advertising expense will increase. Second, The cost of each source is different. If the bank obtains more MMDAs, it can reduce the cost of fund. However if it generate money by issuing bond, the cost of fund will be greater.

Composer Artist Paper essays

Composer Artist Paper essays The baroque period was characterized by a heroic, dramatic and emotional theme. With well know names like Rembrant, Bach, Pennini, Caravaggio, Bernini, Tintoretto, Velasques, Poussin, Handel, and Rubens, the period produced many popular pieces of music and art. The art of the period was filled with movement, light versus shadow, and the use of the whole surface. The composers incorporated new ideas into their music such as different major and minor scales, the use of the violin, a regular rhythm, a melody that was hard to sing to, terrace dynamics, the basso continuo, and instrumental music was now considered as good as vocal music. The baroque period was an important piece of history in the shaping of the music and art world. George Frideric Handel was a composer of amazing talents and abilities. Although in todays society he is not as well known as Bach, his work was kept in high regards by the people of the time. Both Handel and Bach were born in 1685 about a month apart, and together the world was stunned by the masterpieces created by these great minds. Handel, being born on February 23, in Halle, Germany, was not from a musical family. As a child he was introduced to the harpsichord by his aunt, and soon after he began to practice the art that he loved. His father showed no interest in Handels music and disowned him saying, " Then let him be a clown, a tightrope walker, a minstrel or a bear trainer!" On a business trip, Handel accompanied his father to the city of Weissenfels, where he happened to slip away into the town church, and began to play an improvised rendition of the postlude to the service. After seeing the remarkable talent of the young boy, the duke of the church persuaded Han dels father that "...to ignore this talent would be a sin against God."2 Handel began his lesson with Duke Zackow soon after, being instructed in the playing of the organ, the harpsichord, and the violin. At t...

Knowledge Management Techniques Essay Example | Topics and Well Written Essays - 3000 words - 2

Knowledge Management Techniques - Essay Example Uriarte, 2008). The parking and preservation of corporate knowledge is relevant especially in today’s era, given that majority of work force oriented service is solely composed of knowledge workers. To successfully compete in the economy, companies have to treat the personnel providing the knowledge just as they would pay attention to any other strategic irreplaceable asset (Leistner, 2010). At high levels of the hierarchy of knowledge worker, certificates and university degrees from guilds or various organisations provide the self imposed labels that professionals and managers use in order to qualify for one of the positions in the organisation (Miltiadis et al, 2008). Knowledge workers have an overall picture of the business as oppose to the lower level front line workers, but there is the likeliness duplication of mistakes in the various departments since there is no strategy or media for information sharing example in an organisation professionals in various departments ma y be doing some experiments with out sourcing, independently each discovering that saving promised is far much less that suggested in the popular business press. Knowledge management is fundamentally about a systematic approach to other information and managing intellectual assets in a way that the company is provided with an edge to competitive advantage. Knowledge management is an optimisation strategy for business, and it is not limited to a particular source of information or technology (Uden and Eardley, 2010). A wide variety of IT (Information Technologies) plays a key role in knowledge management initiatives, simply because of the effort provided over manual operations and savings in time. Knowledge management is agnostic when it comes to source and type of information, ranging from a document describing the process a customer support representative uses to escalate

Creation and implementation of an effective recruiting and retention Research Paper

Creation and implementation of an effective recruiting and retention program - Research Paper Example Regards †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Table of contents 1. Introduction 3 2. Problem statement 3 3. Review of current practices 3 4. Strategic plan for recruitment and retention 4 5. Implementation strategy 5 6. Final recommendations and possible outcomes 5 7. Conclusions 6 References Appendices 1. Introduction: Current businesses are challenged with high employee turnover irrespective of various human resource development and employee-friendly practices. Therefore, it is imperative for organizations to explore various other opportunities to reduce employee turnover while abiding by obligatory requirements, which can save costs and improve profits. This paper presents some potential solutions to high employee turnover issues in addition to some recommendations for implementing these solutions before concluding with key points. 2. Problem Statement: Recruiting and retaining the older and disabled work groups are challenging, but provide many advantages too. Organizations in the IT sec tor, like Cognizant Technology Solutions (CTS), invest huge amount of money in developing their employees to perform as per expected standards, which eventually lead to losses when employees leave for outside opportunities. Immense competition and advanced communication technologies that have given rise to numerous opportunities have constantly haunted organizations in the IT sectors resulting in large voluntary employee turnover. Most of the times, practices in recruiting and retaining employees do not seem to be aligned to organizational strategies and long-term objectives; one such example is practices to implement diversity. Most of the companies do not put optimum efforts to hire diverse workforce, which can actually provide competitive advantage. 3. Review of current practices: Strategic human resources management focuses on integrating human resource planning, recruitment, selection and retention in a manner that not only assists in achieving organizational or departmental ob jectives but also sustain the organizational position and performance through effective HR practices and procedures (Armstrong, 2008). Currently, most of the recruitment occurs electronically as this medium provides larger database to recruit the best candidate; however, this medium provides little or no personal/human contact that would be required for appropriate assessment of the candidate. Moreover, usage of internet is not similar among all groups of job seekers. For instance, Scott, Snell and Bohlander point out at the 2010 study by Kessler Foundation, which indicated only 54% of disabled using internet for job search compared to 85% of non-disabled candidates. Such disproportion could affect company’s efforts towards exercising diversity, which is a legal and moral obligation. Spiezia (2002) highlights that employing older workers can be beneficial, a very important retention program employed by some organizations, but ignored by many. Studies indicate that older worke rs are more loyal, committed, honest compared to younger counterparts (Spiezia, 2002); however, some studies also indicate that the reason for many organizations overlooking older workforce is lower productivity, slower learning and potential health risk (Ashworth, 2008). Nevertheless, employing older and disabled workforce is a legal and moral obligation of organizations. Moreover, worker shortages can be overcome by employing the older and disabled

Is the Internet Ruining English Essay Example | Topics and Well Written Essays - 1000 words

Is the Internet Ruining English - Essay Example Why should be English be afraid of the internet? If the changes and additions in the language have been accepted in the past, the only noticeable issue with internet and English is the speed of the former, meaning how it has accelerated the process. This cannot be attributed to the negative trait. One cannot expect the internet--savvy modern combustible younger generation to read William Shakespeare and Charles Dickens. If they creative computer games, it is their choice. The language perfectionists argue that text messaging has spoiled the beauty of communications through grammatically perfect language and through complete sentences. One who sends the message is certainly not writing a paper for the competitive examination. If texts are filled with abbreviation and the one who reads that text perfectly understands the message conveyed, the purpose is served. Such practice was also vogue in the good old days when people sent telegrams with short and crisp messages. When small childre n lisp and try to communicate, will not the elders enjoy that communication? The longevity and popularity of such communications relate to their unequivocal acceptance. Formulation of new words is like finding of a new star in the galaxy. Once it is found, it has to be admitted as part of the galaxy and it is the permanent member of the star formations. The argument that technospeak will rule at the cost of standards and creativity, is a wishful thinking.Even assuming that globalization will impose sameness if that is for the betterment of humankind, there is nothing wrong with it. Just like the members of a family speak one language, the â€Å"global family† when it adopts certain uniform computer terminologies, it will be for greater good.

India’s Twelfth Fifth Year Plan | Analysis

India’s Twelfth Fifth Year Plan | Analysis Understanding Macroeconomics (India) Introduction Lately, India has risen as a vibrant economy with a developing local business sector and an incomprehensible system of freely supported Rd establishments. The quality of the Indian economy is situated to some extent on key arranging through the nations five-year plans, which have been used since 1951. The main Indian Prime Minister, Jawaharlal Nehru, displayed the initial five-year plan to the Parliament in 1951, which announced inside it an arranged plan of Inr 20.69 billion to be designated to seven expansive regions including; watering system and vitality, farming and group improvement, transport and correspondences, industry, social administrations, land recovery, and the remaining plan to different areas and administrations. The most essential characteristic of this stage was dynamic part of state in all budgetary divisions. The focus for GDP development of the initial 5-year arrangement was set at 2.1 percent for consistently. In actuality, the genuine accomplished development was 3.6% for every year, which fortified the assumption in regards to the viability of the Five-year Plan framework (Rakshit, 2009). India’s Twelfth Fifth Year Plan The Twelfth Five-Year Plan which became effective in 2012 and stretches out until 2017, has set a target development rate of 8.2% of GDP, however the National Development Council (NDC) on 27 Dec 2012 sanction a 8% development rate, communicating concern in regards to the crumbling worldwide circumstance. It is not conceivable to think about a normal of 9 percent (in twelfth Plan). I think some place between 8 and 8.5 percent is attainable said Deputy Chairman of the Planning Commission, Mr Montek Singh Ahluwalia on the sidelines of a gathering of State Planning Boards and offices. The twelfth Five Year Plan additionally says multiplying Indias Gross Expenditure in Rd from its present level of 1% of GDP (Indias Governments using on Rd places it in the worldwide main 10 with Usd36b, barely behind the UK (Mohammad Ali, 2009). At the end of 2016-17, the Indian Government will raise its own particular financing to 1% of GDP and will try to absorb sufficient fortifying measures to raise the private divisions venture to 1% of GDP (Mohammad Ali, 2009). This obliges an expert conveyance component of Government backing to industry for building its engineering profundity and invigorating its venture in Rd. So as to invigorate the private segments speculation in Rd, an inventive pilot venture known as the Global Innovation Technology Alliance (GITA) was started by the Confederation of Indian Industries (CII) and the Department of Science Technology (DST) , and Government of India in 2007-08. The DST, under its respective multilateral Science Technology Cooperation concurrences with more than 70 nations, propelled modern Rd programs with Canada and Israel as pilot undertakings (Mohammad Ali, 2009). Through these projects, India and the accomplice nation assign subsidizing to help businesses occupied with joint modern Rd ventures In the nation particular system with Israel – the India-Israel Initiative for Industrial Rd (i4rd) , mutually actualized in Israel with MATIMOP – The Israel Industry Center for Rd, if one industry accomplice from India and one industry accomplice from Israel propose together to lead Rd for creating an attractive item, both the administrations give monetary backing up to half of task expense to their separate commercial enterprises, once the undertaking is together approved (Mohammad Ali, 2009). India’s Consumer Price Index (CPI) Customer Price Index (CPI) in India expanded to 139.10 Index Points in April of 2014 from 138.10 Index Points in March of 2014. Customer Price Index (CPI) in India arrived at the midpoint of 122.89 Index Points from 2011 until 2014, arriving at an unequalled high of 139.40 Index Points in November of 2013 and a record low of 105 Index Points in February of 2011. Buyer Price Index (CPI) in India is accounted for by the Labour Bureau, Government of India (Narayanan, 2012). General expansion in the sustenance crate, including refreshments, expanded to 9.1 for every penny in March from 8.57 for every penny in the past month, as indicated by buyer value list (CPI) information discharged by the CSO today (Rakshit, 2009). Vegetable costs expanded 16.8 for every penny in March as against a 14.04 for every penny climb in February. The costs of soil grown foods climbed 17.19 for every penny contrasted and a 15.79 for every penny build in February. Retail or buyer expansion in protein-rich things, for example, eggs, fish and meat moved to 9.54 for every penny in March from 9.69 for every penny in February. The rate of value ascent for oats and related items regulated to 9.61 for every penny in March from 9.93 for every penny. Nonetheless, the cost of milk and its items expanded 11.02 for every penny in March contrasted and 10.37 for every penny in the past month. Costs of toppings and flavours climbed 8.87 for every penny from 8.48 for every penny in February. Retail expansion has been moving for three months since December 2013. Government information prior today indicated expansion as measured by the wholesale value record rose to a three-month high of 5.7 for every penny in March, chiefly because of a spurt in costs of sustenance things, for example, potato, onion and soil grown foods (Narayanan, 2012). India’s Inflation Rate The swelling rate in India was recorded at 8.59 percent in April of 2014. Expansion Rate in India found the middle value of 9.67 Percent from 2012 until 2014, arriving at a record-breaking high of 11.16 Percent in November of 2013 and a record low of 7.55 Percent in January of 2012. Swelling Rate in India is accounted for by the Ministry of Commerce and Industry, India. Causes of India’s Inflation Its troublesome to say whether Indias proceeding scourge of high expansion need to do anything with any such interruption, notwithstanding what numerous say is a powerless decision government plagued by assertions of debasement and strategy lull, climbing religious roughness in parts of the nation, and a breakdown of bipartisanship prompting parliamentary halt every once in a while. For about four years now, swelling has harassed India tirelessly, pushing up costs, consuming funds, harming the poor most and making life troublesome for its extensive white collar class. Between December 2009 and August 2013, wholesale value expansion which measures swelling at the processing plant door arrived at the midpoint of in excess of 8%. Purchaser expansion which reflects shop and business sector costs has floated between 7.65% and 10.91% since January 2012 (PALIWAL, 2013). Impacts of such Inflation The effect of swelling in Indian economy is declines the obtaining force of dollar and expansions the worth of products and items, particularly those that hails from other nation. Then again, it has a positive impact for the individuals who are winning different monetary standards like dollar. The impact of inflation in Indian economy is decreases the purchasing power of dollar and increases the value of goods and commodities, especially those that comes from other country (Narayanan, 2012). However, it has a positive effect for those who are earning other currencies like dollar. India’s Government Step towards Inflation In India, the legislature is recognizing measures to handle high expansion, as spiraling nourishment costs rise as a key concern. There are developing stresses over the effect of runaway expansion on Indias vigorous financial development. Indian Prime Minister Manmohan Singh met top bureau priests for the second straight day, Wednesday, to work out a system to check climbing nourishment costs. The abnormal amount gathering was assembled as nourishment swelling took off to more than 18 percent the most astounding in more than a year (Rakshit, 2009). Conclusion In view of the results given above it might be reasoned that: a. The presence of co-integrating relationship between the variables uncovers a long run connection between them. This obviously infers that the CPI is impacted by the IIP, RM what’s more IMP. b. The ECM mathematical statement is profoundly noteworthy. This infers that the CPI changes with past period pattern and slacks in different variables. So likewise it reacts to past approach basics. c. The IRF indicates that the reaction to stun by the CPI mathematical statement is felt after around 12 months. This intimates that the CPI reacts to stuns after a slack. d. The FEVD of CPI tosses exceptionally urgent light on the determinants of swelling in India. Cash supply does impact the expansion, however the effect is fleeting. The effect on expansion because of the outer division is additionally extremely quick however fleeting. The hugest effect on swelling comes by means of the IIP (PALIWAL, 2013). From the above examination, it could be inferred that the Indian expansion is majorly a interest draw swelling. This is on account of both the cash supply and the IIP speak to the current request in the economy. Notwithstanding, the supply side components which come by means of the imports likewise Impact the swelling in the short run. In addition, the brief time effect of the Imports shows that the outer components are not the central point affecting the expansion. This suggests that our theory that expansion in India in the post liberalization period is because of outer variables is deficient. Therefore the adjustment approaches ought to be proactive by concentrating on the interest administration approaches on a long haul premise, and supply administration arrangements remembering their fleeting effect on expansion. Acknowledging the slack in the effect of IIP, such adjustment approaches will be great. References Rakshit, M. (2009).India amidst the global crisis.Economic and Political Weekly, 94-106. Retrieved: http://www.jstor.org/discover/10.2307/40278667?uid=3738832uid=2uid=4sid=21103776467371 Mohammad, S. D., Hussain, A., Ali, A. (2009). Impact of macroeconomics variables on stock prices: empirical evidence in case of KSE (Karachi Stock Exchange).European Journal of Scientific Research,38(1), 96-103. Retrieved:Â  http://www.researchgate.net/publication/202329264_Impact_of_Macroeconomics_Variables_on_Stock_Prices_Emperical_Evidance_in_Case_of_KSE/file/5b0950e45b76dae18e57dd954b1b8620.pdf Narayanan, S. (2012).Inflation in India.The Indian Economy Since 1991: Economic Reforms and Performance, 2/e, 216. Retrieved: http://books.google.com.pk/books?hl=enlr=id=L4SvlRblIggCoi=fndpg=PT193dq=inflation+of+indiaots=C76Mr3k33Hsig=0UazG-M2u-sPF1Gi3vTX0RpKrNw PALIWAL, J. (2013). INCREASING PRESSURE OF INFLATION ON INDIAS MACROECONOMIC STABILITY: AN OVERVIEW.International Journal of Research in Computer Application Management,3(1). Retrieved: http://search.ebscohost.com/login.aspx?direct=trueprofile=ehostscope=siteauthtype=crawlerjrnl=22311009AN=87676257h=6JK8Xw%2FP0hTVztFtk%2BJW6tBQUd52dYCOEQLA7lJ5b3JfDWrEqXuz84CrijFcbnHE9vH95DDkHahYRSRnXncXHA%3D%3Dcrl=c

The Life of Daniel Defoe Essay -- English Literature Authors Daniel De

The Life of Daniel Defoe Daniel Defoe was easily one of the most influential and accomplished English author/writer of all time. Not only is Daniel Defoe considered as the founder of the English novel along with Samuel Richardson, but he was also a critical figure in European journalism and political commentary. Defoe has produced as much as 200 works of non fiction and 2,000 short essays in various periodical publications. In addition to over half a dozen full length novels such as Robinson Crusoe, a tale of a shipwrecked sailor stranded on a remote island. Defoe has done more than anyone else in his lifetime; he was a merchant, business owner, soldier, editor, journalist, and writer. Much of his life he was oppressed because of his religion, beliefs, and political and social ideals, because of his opposition to the church and state he was jailed and imprisoned many times. Defoe's writing reflected the fast growth of the English Middle class with new business opportunities in 1600-1700. Daniel Foe was born in London sometime in 1660 to an English butcher and candle merchant James Foe. He later changed his surname to Defoe, probably to return to his old foreign family name. His father was a Dissenter, a Presbyterian protestant who was not a part of the established Anglican Church. Defoe's mother died when he was 10, and his father sent him to boarding school. At the time Dissenters could not attend Cambridge and Oxford universities(unless they take an oath to the Church of England), in fact at the time Dissenters were prosecuted slightly by the Catholic who were the majority of the country. Dissenters had to send their children to dissenting academies. At the age of 14 Defoe went to attend a dissentin... ...and economic surroundings effected human nature. His novels are important in history because they mark an important break from traditional long poems and dramas. Defoe created reality of what we are reading by presenting realistic details and conditions. Defoe's complex lifestyle contributed to his understanding of people and the world. Annotated Bibliography "Daniel Defoe @ Catharton" . Biography of Daniel Defoe expressing his involvement with religion and politics. Books and Writers Online. . Biography of Daniel Defoe quoting and describing the work that he has published and produced. With a list of work along with dates. Daniel 'The True-Born Englishman' Defoe - Incomptech . Summery of important events in life of Daniel Defoe. His imprisonment and struggle by the Catholic church. "Daniel Defoe" World Book Encyclopedia. 234. 1992.

Discuss the Journeys Represented in the Happiest Refugee

A Journey is a physical or psychological adventure that takes from one place to another. Various types of Journeys can be seen clearly in the three texts studied this year: The Happiest Refugee extract, written by Ann. DOD in 2010, The Silver Donkey novel by Sonny Hairnets in 2004 and the film Bend It Like Beckman directed by Grinder Chad in 2002. The techniques that the composer uses to express the journeys are personification, onomatopoeia, repetition, similes, metaphors, music and acting skills. In The Happiest Refuge, there are both physical and emotional Journeys.The extract s about Vietnam refugees escape from their war-torn country in an overcrowded, battered boat. The aim of their Journey was to safely reach Australia. Throughout their physical Journey they had to overcome many problems. For example when refugees' boat engine started spluttering, the reader is in suspense because the refugees Journey could come to an end. â€Å"†¦ The engine was spewing out thick petrol fumes†¦ † This quote uses the technique personification to gives the reader a better description and mental picture of the physical Journey. Ann. DOD also uses onomatopoeia to create a more vivid image of the experience.For example, when the patrol boat starts shooting at the refugees, their life is at risk. â€Å"Bang! Bang! Bang! † The technique onomatopoeia communicates the danger of the physical Journey and how all of their hard work, effort and preparation could all come to a halt so easily. Emotional Journeys are also represented in The Happiest Refugee. Throughout their overall Journey, the refugees faced emotions of fear, hope, relief and frustration. They were in constant fear that they could be caught by the army. In one case, pirates approached their boat forcing them to give over all of their goods. The refugees' were in a state of shock and horror. We stood there silent and numb, like sheep awaiting slaughter. † Ann. DOD uses a simile to describ e the emotions that the refugees were facing. The simile expresses the feeling of fright and makes the reader feel the same way. In other situations, feelings of weakness are conveyed. â€Å"†¦ SHUT UP! † The pirates created emotional Journeys for the refugees as they made them feel vulnerable. The quote is an example of the confidence and power of the pirates because of the emotive language as well as the exclamation mark and capital letters o stress the words. Imaginary and physical Journeys are represented in The Silver Donkey.The novel is about two sisters who find a wounded soldier in the woods. The soldier is trying to get back home so the children help and take care of him. The soldier tells the journeys. For example in one of the tales, an old donkey named Hazel is told to carry a pregnant woman a far distance. The donkey has to try and make it the distance since he is very weak to show his loyalty to his owner. â€Å"Steadily, steadily she walked keeping the da ncing baby safe†¦ † The author uses the technique repetition and alliteration to convey the imaginary Journey. This is not a real life Journey; it is the soldier making up a story.Another type of Journey that is conveyed in The Silver Donkey is the physical Journey of the soldier. The soldier has fled from the awful environment of war. He has been physically damaged resulting in weakness and suffering psychological blindness. â€Å"The soldier struggled to see the boy through the lingering fog in his eyes† This metaphor represents the physical Journey of his blindness. In the film Bend It Like Beckman there are both cultural and emotional Journeys. It is bout an Indian girl, Jess, who loves to play soccer although her family is totally against it as it's not their tradition.Jess has a special talent for the sport and knows that she can succeed in it as a career so she lies to her parent's and secretly Joins a soccer team. Jess' cultural Journey begins when she deci des that she is not going to follow her Indian culture as she can't be herself and please her family. Throughout the film Jess is switching between her fake, home Indian life and her real, outside soccer life. This cultural Journey is represented through music. When Jess is at home, vying an Indian lifestyle, there is sad, Indian music playing.Then when she is outside playing soccer there is upbeat, Joyful music playing. This technique displays that Jess is not happy with wanting to follow her Indian cultural values and is happier being herself. The emotional Journey of Jess' parent's is how they have to learn to accept who Jess is and what she wants to do with her life. At first her parent's are strict on her, not wanting her to play at all but they eventually saw the talent their daughter had and accepted it. Their emotional Journey comes from being ashamed and annoyed to coming proud and happy for their child.This Journey is conveyed from the use of drama and emotions of the acto rs. When the parent's are ashamed, their attitude is angry and disappointed and then when their emotions towards their daughter change they have a more positive attitude. When they have a positive attitude their face softens and their eyes become more warming. In conclusion the three texts studied display the types of emotional, physical, imaginary and cultural Journeys. These Journeys are clearly expressed through the techniques such as personification, onomatopoeia, repetition, music and acting skills.

Essay on Autonomous Car Services for SingaporeEssay Writing Service

Essay on Autonomous Car Services for SingaporeEssay Writing Service Essay on Autonomous Car Services for Singapore Essay on Autonomous Car Services for SingaporeThe transportation system of Singapore is well-developed but commuters use public transportation and taxis mainly. In this regard, the niche of the autonomous car services for Singapore is free and open for the entry. This is why the introduction of autonomous car services for Singapore is an effective way to launch business successfully.The development of the new business focuses on the provision of customers with hiring autonomous car services. Cars will be available to customers in parking lots, where customers can take their cars from. They can hire cars online and take the car after the payment is made. Customers can use the car as long as they need and return the car to the parking lot after the expiration of the hiring time customers have paid for. Cars will be equipped with the autonomous navigation system, such as GIS and GPS. As a result, customers will not need a taxi or a driver. Instead, they will be able to drive their cars themselves and remain autonomous.Exclusivity is one of the main advantages of the new services because no other rival in Singapore offers autonomous car services. Customers can enjoy the comfort of using their cars as taxi but they will be able to use the hired cars as long as they want and pay lower costs for using the cars. The available navigation system will help customers to get to their destination and travel throughout Singapore autonomously.Advanced scheduling for pickups is another advantage of the new service since customers will be able to schedule pickups accurately and respectively to their needs and wants. They can enjoy using their cars and get access to their cars wherever and whenever they want.In addition, no human interaction is required because customers will not need to waste their time on the extra communication with the personnel of the company. Instead, they will just make the order online and get the car whenever and wherever they need it. Therefore, they ca n use autonomous car services as if cars are their own for the time they pay for. No human interaction will also help the company to save costs on the personnel since the company will not need to employ new professionals to deliver autonomous car services.Furthermore, the company ensures the protection of the customer privacy. They will not uncover their private information to the third parties. Moreover, even the personnel of the company will have the limited access to the private information of customers. Therefore, customers’ privacy will be fully protected.At the same time, convenience is another advantage of the new service because customers will enjoy the simple ordering system and the fast delivery of their cars. They will not waste their time on negotiations but make all transactions online and get their cars.Finally, autonomous car services offer customers the high level of safety since all customers will be ensured and they will use safe and reliable cars. Cars will undergo technical testing regularly to ensure that they will function properly and without problems.Thus, the new services that can be introduced in Singapore open new opportunities for the successful business development. Autonomous car services are attractive for investments and can bring considerable benefits.

BlackHawk Down essays

BlackHawk Down essays Columbia Pictures starring Josh Harnett, Ewan McGregor, Tom Sizemore, William Fichtner, Eric Bana, Ron Eldard, and Sam Shepard released Black Hawk Down in 2001. It was directed and produced by Ridley Scott and Jerry Bruckheimer. Mark Bowden wrote the story, and Ken Nolan wrote the screenplay. The film is about an elite group of American Rangers and Delta Force soldiers who were sent to Somalia in 1993 to capture a violent warlord whose corrupt regime had lead to the starvation of hundreds of thousands of Somalis. The movie could have told the stories of hundreds of soldiers that were there but it focused on only a few. The main characters in this movie were, Staff Sergeant Matt Eversmann, played by Josh Hartnett, Sergeant 1st Class Norm Hoot Gibson, played by Eric Bana, Company Clerk John Gohn Grimes, played by Ewan McGregor, Lt. Colonel Danny McKnight, played by Tome Sizemore, Sergeant 1st Class Jeff Sanderson, played by William Fichtner, Major General William Garrison, played by Sam Shepard, and Chief Warrant Officer Mike Durant, played by Ron Eldard. Black Hawk Down accurately depicts the battle that the American troops had to face to help the people of Somalia. The Army Rangers and the Delta Force are known today as elite fighting forces in the U.S. Armed Forces. In the film the soldiers continued to fight even though they were out numbered and had a lot of wounded and dead soldiers. The men of Delta Force and the Army Rangers always stood by each other and said, it is about the man next to you. The Delta Force and Army Rangers are very strong forces. They hold themselves at a higher level then other units in the armed forces. The Rangers Creed is used to symbolize the heart and effort of each soldier. The Rangers Creed is, Recognizing that I volunteered as a Ranger, fully knowing the hazards of my chosen profession, I will always endeavor to uphold the prestige, honor, and high esprit de ...

How could a company reduce it's high of absenteeism Research Proposal - 1

How could a company reduce it's high of absenteeism - Research Proposal Example Notwithstanding its size, it has been experiencing absenteeism problems. The company was founded in 1930 as American Airways; however the first flights commenced in 1934. American Airlines operates out of four hubs in the USA- one each at JFK, Miami, O’Hare and Los Angeles Airports, while its headquarters remains at Dallas Forth Worth Airport. American Airlines has a fleet of 621 aircraft as of December 2010. Tom Horton is the President and Gerard Arpey is the current CEO. American Airlines is one of the most reputed airlines in the USA. However due to its sheer size, it has had its share of problems. Among these, absenteeism has been reported a key factor affecting its service delivery. Through this project, I seek not only to find the reasons behind this unfortunate circumstance; I also attempt to find the reasons and to try to solve the problem by applying the theories of management and organizational behavior towards this end. I hope I have impressed upon at least some employees the value of honest and true service and the need to cut down absenteeism to the very minimum. 5. What do you think that American Airlines needs to do in order to motivate you and other employees to work more honestly and as a team to improve service levels, efficiency and effectiveness at American Airlines? (Thank you for your support and assistance. I assure you that this information will be kept strictly confidential, and will not be shared with anyone except my class teacher and fellow students for the purpose of my assignment). In addition to talking to people, making observations can be a good source of primary research on a problem. Since I was looking at the causes of absenteeism and wanted to correct the situation, I chose to relax in front of the American Airlines Customer Service Counter one afternoon and observe service attitudes in action. 3. Morale and work attitude determined through demeanor, conduct with passengers, willing to hear them out

American Enlightenment Essay Example | Topics and Well Written Essays - 1250 words

American Enlightenment - Essay Example The essay compares and analyses drug reform policy and the tools of American enlightenment within the framework of different aspects. Comparative Analysis According to the social contract, the policy reforms does not belief that citizens are the ones able to bring down the supply, distribution, marketing, and manufacture of harmful drug. Therefore, the policy reform does not give citizens the mandatory to decide about ways of reducing drug consumption; it only gives the solution to the problem without regards from its citizen. On the hand, one of the American enlightened group oppose the reforms and argue that it is the American citizens to decide their fate. They advocate that, drug addiction in the community should be addressed as the public health problem and not as criminal issue as the reform stipulates (Koch, 2009, p. 45). According to the reform policy it calls for decriminalization of citizens involved in supply, marketing distribution, and manufacturer. Contrary to the refor m, other groups in America strongly disagree with the move of decriminalization of citizen as a result of possessing illegal drugs. On the classical liberalism, it advocates for policies which allows or increase prosperity among citizens. The policy on drug reform does not allow free trade and world peace. According to the policy, it will decriminalize any citizen involved in illegal drugs either through supply, marketing, or manufacture of the drug. Although the policy intents to reduce penalties that it is currently imposed to those involved in drug trafficking, it does not allow free trade to occur (Koch, 2009, p. 45). Therefore, drug reform law does not empower the drug users or offer solution to the menace. In regards to the policy, the central purpose of drug decriminalization was to reduce harm to the society and not allow businesses of drug to continue; it is believed to be the cause of death, over use, and deaths. Contrary to the drug reform policy, the American enlightened group opposes the reform citing that it does not consider the large population that supplies drugs. According to Americans for safe access and high times freedom fighters, they strongly advocate the reform on drug policy, calling for the government to license those that are involved in the supply and marketing the drugs. According to the group, they support free trade and world peace; they believe that after licensing the business people, it will lead to the free trade hence reducing the gap between poor and rich. In relation with the group, they term that it is only those whom are rich that benefit from drug trafficking; they are able to corrupt officers of the government. Therefore, to lessen poverty among the community; drug suppliers, and distributers should be allowed to trade freely. For that reason, the groups concern is in relation to the classical liberalism On elitism, the reform policy allows legalization of some drugs that are currently prohibited by United States gover nment. The policy states that, some drugs need to be fully legalized some of the regulated drugs. The legalized drugs should remain under the government; it should control the flow of the drugs (Koch, 2009, p. 45). The government should ensure that these drugs are well labeled; on the label it should contain the dosage for an individual to consume and the medical